Frequently-Asked Questions

Everyone looks forward to their wedding day, unfortunately, some of what you've imagined can (and does) actually happen. A bride's most common "nightmare" is usually dress-related… it's damaged or defective, or the bridal salon or caterer goes out of business and you must find a last-minute replacement. Rain or severe weather can wash out your big day and ruin all of the plans you've spent so much time preparing. The best man or one of the bridesmaids becomes ill and cannot attend the wedding.  These are just some of the risks for one of the biggest investments you'll ever make (the average U.S. wedding is $27,000*). You'd protect your car, why not your once-in-a-lifetime wedding?

Common Wedding-Day Disasters

~ No Dress

You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.

~ Lost Deposits

We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.

~ Lost Rings

You can receive repair or replacement cost if the bride's or groom's wedding band is lost or damaged.

~ Severe Weather

If severe weather forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

~ Transportation Shutdown

If you have to postpone your wedding because a commercial transportation shutdown prevents the bride or groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.

~ Ruined Photos

If your photographer's film is defective, or negatives are lost or damaged, we can help reconvene your wedding party to take new photos or video.

~ Call To Duty

If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

~ Damaged Gifts

You can get repair or replacement cost if your wedding gifts are damaged.

~ Sudden Illness

If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.

~ Venue Requires Insurance

As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.

~ Additional Expense

If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost.

~ Liability Protection (optional)

You can add $1M of liability protection to your plan (a guest is accidentally injured, property damage occurs, etc). In addition, you can elect liquor liability coverage to protect you if a guest over-indulges and causes and accident or property damage for which you are held liable because of having provided the alcohol or facilities.

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Wedding insurance is very inexpensive.  Premiums for our Wedding Protector Plan range from just $320 to approximately $1,200, depending upon the wedding expenses and specific coverage limits desired.  Most policies average between only $450 to $550.

For more information or to protect your wedding with one of our Wedding Protector Policies, call us at (512) 986-6124 or  email us at service@troyinsgroup.com