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14 JanClaims Made vs. Occurrence Policies

Posted by Kelly Troy in Claims, COMMERCIAL INSURANCE, CONSTRUCTION, GENERAL LIABILITY, Legal Issues, REAL ESTATE INVESTING, Surplus Lines (ESL) , Followed with No Comments.

What you don’t know can hurt you. As an investor, especially a commercial buyer or general contractor, there are some things you should definitely be aware of regarding your liability insurance. The same holds true if you are a licensed Realtor or mortgage professional.

14 JanInsuring Vacant and Actively For-Sale Properties

Posted by Kelly Troy in CONSTRUCTION, Homeowners, Landlord Insurance, Legal Issues, REAL ESTATE INVESTING, Surplus Lines (ESL), VACANT PROPERTY , Followed with No Comments.

To get right to the point, there is no one-size-fits-all policy and properties which are either vacant or held for sale at the time an insurance policy is applied for cannot be written with a standard-market insurance carrier and they require different types of coverages.

14 JanPremium Financing Explained

Posted by Kelly Troy in COMMERCIAL INSURANCE, CONSTRUCTION, GENERAL LIABILITY, INSURANCE PREMIUMS, Legal Issues, POLICY COVERAGES, REAL ESTATE INVESTING, Surplus Lines (ESL), VACANT PROPERTY , Followed with Comments Off

Premium Financing (aka Premium Funding) refers to the act of a third party paying an insurance premium for an insured and then receiving back payments plus interest.

Post Tagged with commercial Insurance, INSURANCE PREMIUMS, Premium Financing, Surplus Lines

09 JanFAQ’s (General)

Posted by Kelly Troy in INSURANCE PREMIUMS, POLICY COVERAGES, Surplus Lines (ESL), VACANT PROPERTY , Followed with Comments Off

Who Do I Call With a Claim, Service Issues, or Questions? You call us and we’ll take care of whatever it is that you need help with, from mortgagee changes, addition or deletion of properties or policies, coverage changes, proof of insurance, or anything else. In the event of a claim or loss, call us and [...]