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15 JanHow To Insure Vacant and Properties That Are For Sale
To get right to the point, there is no one-size-fits-all policy and properties which are either vacant or held for sale at the time an insurance policy is applied for cannot be written with a standard-market insurance carrier and they require different types of coverages. The following information may seem overwhelming if you are not familiar with the insurance industry, but it is intended to give you a basic understanding of why coverage for vacant property is more expensive and how it differs from the other property policies you may be more familiar with.
Read More ...14 JanBuilder’s Risk 101
contrary to its name, a Builder’s Risk policy may not be applicable in many remodeling and construction projects and this is the most commonly mis-sold policy in the market – which means that thousands of people each year pay for insurance which they never really even have.
Read More ...14 JanInsuring Vacant and Actively For-Sale Properties
To get right to the point, there is no one-size-fits-all policy and properties which are either vacant or held for sale at the time an insurance policy is applied for cannot be written with a standard-market insurance carrier and they require different types of coverages.
Read More ...14 JanPremium Financing Explained
Premium Financing (aka Premium Funding) refers to the act of a third party paying an insurance premium for an insured and then receiving back payments plus interest.
Read More ...14 JanInsuring Short-Term & Vacation Rentals
Are you an investor who owns short-term vacation or rental property? Or, are you a homeowner with a nice home located near an area of interest that you lease out periodically for vacationers or weekend travelers looking for a three-day getaway? If so, this question is for you: What’s the difference between a rental home occupied by a full time tenant and another home occupied by multiple tenants, each for a short period of time?
Read More ...09 JanFAQ’s (General)
Who Do I Call With a Claim, Service Issues, or Questions? You call us and we’ll take care of whatever it is that you need help with, from mortgagee changes, addition or deletion of properties or policies, coverage changes, proof of insurance, or anything else. In the event of a claim or loss, call us and [...]
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